✨ About The Role
- The role involves managing the risk of Tandem's Lending Portfolios as part of the First Line Credit Risk team.
- Responsibilities include developing Application and Collection Scorecards for all Tandem's Lending products.
- The position requires calculating the cost of risk for pricing and risk reward models.
- The candidate will analyze key risk trends and issues, writing proposals for approval at the Credit Committee.
- Interaction with third parties, including regulators and Credit Reference Agencies, is a key aspect of the role.
- The role involves developing and implementing advanced statistical models to predict credit risk and optimize credit scoring.
- The candidate will maintain and monitor all credit risk models and scorecards, ensuring high-quality data for analysis.
- The position requires working independently and presenting findings and recommendations to stakeholders clearly and concisely.
âš¡ Requirements
- The ideal candidate will have strong skills in at least one programming language, preferably Python and SQL.
- A successful candidate will possess significant experience in the development and monitoring of retail Credit Risk application, management, and measurement models.
- The individual should have a good knowledge of consumer credit risk, including areas such as mortgages, personal loans, and motor finance.
- Strong analytical skills are essential, particularly in calculating risk forecasts and performing risk analysis and reporting.
- The candidate should demonstrate strong presentation skills, with the ability to translate complex data into understandable insights.
- Attention to detail and a process-oriented mindset are crucial for reviewing, suggesting, and implementing improvements.
- The candidate must be adaptable and able to work in a fast-paced, changing environment.