✨ About The Role
- The Principal will lead the credit risk management for the residential mortgage warehouse portfolio.
- Responsibilities include conducting asset-level and counterparty-level credit reviews and ongoing monitoring of mortgage finance exposures.
- The role involves underwriting risk in transactions, evaluating financing structures, and assessing the risk profiles of originators and servicers.
- The Principal will participate in the deal underwriting process from inception and throughout the transaction lifecycle.
- Collaboration with legal and compliance teams is necessary to ensure accurate documentation of deal structures and terms.
âš¡ Requirements
- The ideal candidate will have extensive experience as a Credit Risk Officer, particularly in mortgage and asset-backed financing transactions.
- A strong ability to challenge the status quo and establish operational guardrails is essential for success in this role.
- The candidate should possess product expertise in various residential mortgage collateral types, including agency and non-qualified mortgages.
- A proven track record of making critical financial decisions and managing complex criteria is required.
- The individual must be self-sufficient and capable of delivering informed risk assessments independently.